Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Wells Fargo
Rate 6.49% (APR=6.508%) 7% (APR=7.194%)
Points / Credits $370 $7,631
Payment $1,263 $1,331
Saving over 30 years $31,741 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Chase
Rate 6.49% (APR=6.501%) 6.99% (APR=7.082%)
Points / Credits $351 $2,853
Payment $1,894 $1,994
Saving over 30 years $38,462 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Citibank
Rate 6.49% (APR=6.528%) 6.625% (APR=6.844%)
Points / Credits $588 $1,125
Payment $947 $960
Saving over 30 years $5,217 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.262%) 7.25% (APR=7.461%)
Points / Credits $250 $1,726
Payment $1,231 $1,364
Saving over 30 years $49,356 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Guaranteed Rate
Rate 6.25% (APR=6.262%) 6.625% (APR=6.956%)
Points / Credits $438 $3,248
Payment $2,155 $2,241
Saving over 30 years $33,770 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Wednesday, December 06 2023 at 12:50 AM (Pacific Time)

Better.com
Rate 6.25% (APR=6.262%) 6.5% (APR=6.689%)
Points / Credits $200 $3,200
Payment $985 $1,011
Saving over 30 years $12,360 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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